Even a cursory look at the many articles on bankruptcy protection on this website will give you an idea of how utterly complex the laws are. Bankruptcy laws were originally established in 1934, and the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 added additional criteria to determine eligibility. Representation by a qualified attorney will help you navigate the process and ensure your interests are protected.
Finding the right attorney for you is critical. There are several things you should look for when evaluating the services you can expect. Here are a few things you might want to consider.
Is the attorney experienced in bankruptcy law? You wouldn't seek the services of a cardiologist to treat a neurological problem, and in the same way, it is important to consult an attorney who specializes in bankruptcy rather than another aspect of law. A bankruptcy attorney will be cognizant of nuances in the law and will be expert in knowing how to apply them to your circumstances.
Is the attorney established in your area? Each state has different criteria for income limits and property exemptions. When interviewing lawyers, be sure to ask how long they have practiced bankruptcy law in your state. An attorney with greater experience will be more knowledgeable than one who is new to the area.
What costs can you expect? Legal representation is expensive, but expect to get what you pay for. Bargain prices often mean you will receive less service or possibly less expertise than you need. Most attorneys will require that their fee be paid in advance for
Chapter 7. Some have provisions for
Chapter 13 payments to be made over time. Know in advance exactly what your attorney will charge and when it will be due. In addition to attorney's fees, be prepared to pay the court filing fee of $245, a miscellaneous administrative fee of $39, and a trustee fee of $15 at the time of filing.
How knowledgeable is the attorney? One way to determine a lawyer's investment in his or her profession is to review articles written for professional journals or consumer publications, as well as exploring websites like this one. While an extensive collection of information isn't a guarantee of expertise, it certainly suggests a degree of personal investment, diligence and knowledge.
What is the attorney's reputation? Peruse lists from the American Bar Association, then ask for recommendations from others who have hired counsel in similar cases. The right attorney can make all the difference in the outcome of your case. A firm with a solid reputation in your community will work hard to achieve the best possible results.
If you have been faced with a bankruptcy related issue such as, creditor harassment,
debt settlement, or just would like to know if
bankruptcy is right for you,
Kansas bankruptcy lawyer at the firm and obtain the help you need right away.