If you have been unable to keep up with mortgage payments and are worried about losing your home to foreclosure, filing for bankruptcy can be a practical way to save your home. Bankruptcy can also give you the opportunity catch up on past due payments so as to avoid further legal complications. Bankruptcy is not the only foreclosure defense, however it is a way in which a homeowner can receive immediate relief. As soon as a person files for
bankruptcy, a temporary hold is put on any and all collection efforts or ongoing legal actions.
In many cases, this will help give a homeowner the time he or she needs to determine how to go about saving the family home. Rick Hodge, Attorney at Law, L.C. is a Kansas-based bankruptcy law firm that has helped hundreds of people resolve their financial difficulties, as well as save their homes from foreclosure. We understand how frightening it is to be facing the potential loss of the home you and your family have worked so hard to build. We also realize that situations in life can change, sometimes at a moment's notice, leaving you unable to fulfill financial and other life obligations.
Should you have fallen behind on mortgage payments and your bank is threatening foreclosure, it is vital that you retain legal representation at once. Our firm has a number of foreclosure defense options which can be used, in addition to filing for bankruptcy, to help you save your home. The longer you wait, the less options you will have at your disposal. Contact a Kansas bankruptcy attorney at our law firm now so that we can review your financial situation and help you determine the defense most suited to your specific needs.