The actions an individual takes before, during and after filing for bankruptcy will not only have an impact on the success of his or her bankruptcy proceedings, but on that individual's ability to obtain a fresh financial start. If you have come to the conclusion that bankruptcy is right for you,
The first thing you need to do to prepare yourself for bankruptcy is hire an experienced bankruptcy attorney. You then need to stop borrowing money and incurring debt through credit cards or any other means. Do not temporarily borrow funds or repay loans from family and friends. Continue making payments on your mortgage, car loan and other household expenses. Do not make payments on unsecured debt unless specifically advised to do so by your attorney. Get educated on the rights you have under the Fair Debt Collection Practices Act. Work hard to start living within your financial means.
There is no question that finding yourself on the brink of bankruptcy can be a truly life-altering experience. Items and activities you were able to afford before may not fit into your new budget. It is also important to realize you have no reason to feel guilty about making the decision to seek bankruptcy protection. You are not the first person to file for bankruptcy and you will not be the last. Having a skilled attorney by your side who can assist you with your bankruptcy preparations and guide you through your bankruptcy proceedings will make the entire process go smoother.
Attempting to file for bankruptcy without legal counsel is not recommended as you could be subjecting yourself to additional fines, penalties and legal complications. Rick Hodge, Attorney at Law, L.C. is available to provide legal representation to Kansas residents seeking protection through any type of bankruptcy, as well as any of the alternatives to bankruptcy. We are aggressive advocates for our clients' rights and stop at nothing to provide our clients with the unwavering protection they deserve. When you obtain our services, we will work with you closely to help you minimize any complications so you can receive true debt relief in a timely fashion.
Call our firm immediately so we can have a Kansas bankruptcy attorney answer any additional questions you may have and begin preparing your case now.