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What is Non-Dischargeable Debt?

What is "Non-Dischargeable" Debt?

Dischargeable vs. Non-Dischargeable Debt

Although filing for bankruptcy is a practical way to free yourself from overwhelming debt, it is important to understand that not all debts can be discharged by the court. While you would be absolved of the responsibility to pay medical bills, credit card debt and outstanding collection agency accounts, things like student loans and child support debt will not be wiped out during this process—as this would be considered "non-dischargeable debt." For this reason, it is highly recommended that you weigh the pros and cons of filing for bankruptcy before moving forward with your case. When you sit down with the Kansas bankruptcy attorney from Rick Hodge, Attorney at Law, L.C., you will have the opportunity to take an in-depth look at your debt and subsequently determine an effective course of action.

What type of debt would be excluded from bankruptcy?

If you have considered filing for bankruptcy, it is imperative that you understand the difference between dischargeable and non-dischargeable debt. Listed below are some of the debts that would be excluded from the bankruptcy process:

  • Student loans
  • Spousal / child support
  • Parking tickets & toll fines
  • State & federal taxes
  • Damages for DUI
  • Government fines
  • Housing & rental fees

Weigh Your Options Under the Guidance Our Firm

Unsure of whether or not bankruptcy is the right choice for you? If so, you should not hesitate speak with the Kansas bankruptcy lawyer at Rick Hodge, Attorney at Law, L.C. as soon as possible. We understand that you may be anxious to resolve your debt-related issues once and for all, but we encourage you to explore your options before making a final decision. This can be done quickly and efficiently when you take advantage of a free initial consultation. Simply pick up the phone and contact our firm today at (800) 836-3617 or submit a complimentary case evaluation form online.

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