So how do you know if bankruptcy is right for you? Generally my office does not advise whether you should or should not file bankruptcy. With that being said there are four main reasons why people do file bankruptcy number one is due to medical bills or personal injury, number two is due to divorce, number three is due to job lost and number four is due to a failed business. If you are receiving collection calls, if you are being sued, if your wages are being garnished, if you simply have debts that you know you cannot pay then bankruptcy is probably a valuable option for you to consider. Please contact my office via one of the many means provided on the website so we can assist you in resolving your financial dilemmas.